Author: Mohamad Ashaari bin Awab K.B,P.A

As adults, many of us may be facing financial issues such as debt, ineffective financial management, credit card debt and others. Based on this awareness, the writer would like to share about an agency under Bank Negara Malaysia (BNM) that provides consultation services and financial advisory services.

Agensi Kaunseling dan Pengurusan Kredit (AKPK) is an agency established by Bank Negara Malaysia to provide financial counseling and credit management services to individuals and families who need help in managing their debts.

AKPK offers free financial counseling, debt management, and financial training services to people who need help in overcoming their financial problems. The agency also advises on taking out a loan or credit, reviewing loan repayment requirements, as well as giving suggestions to improve financial management.

In addition, AKPK also provides financial training programs to the community to help them improve their financial skills and debt management. These programs aim to give awareness about things such as debt management, financial planning, risk management, investment, and others.

Through the services provided by AKPK, individuals and families will be able to manage their debts more effectively and solve their financial problems quickly and effectively. This agency is recognized as a responsible entity in helping Malaysians overcome their financial problems and contribute to the country in an effort to reduce the level of unrecoverable debt.

In conclusion, AKPK can be your consultant for financial issues and credit problems. However, readers should also be careful because now there are 'scammers' who take advantage by posing as AKPK representatives who supposedly offer facilitation services to get AKPK services. Therefore, the author would like to suggest to all readers if there is any confusion, contact the AKPK directly and for Universiti Putra Malaysia residents, you can first contact the Psychological Officer at the UPM Counseling Division for related clarification.

Date of Input: 31/07/2023 | Updated: 31/07/2023 | ayna